Preferred Bank (PFBC) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:06.017 Good day and welcome to the Preferred Bank second quarter 2025 earnings conference call. 00:00:06.017 -- 00:00:09.161 All participants will be in a listen only mode. 00:00:09.161 -- 00:00:13.005 Should you need assistance, please signal a conference specialist by pressing the star 00:00:13.005 -- 00:00:15.307 key followed by zero. 00:00:15.307 -- 00:00:20.072 After today's presentation, there will be an opportunity to ask questions. 00:00:20.072 -- 00:00:24.817 To ask a question, you may press star then one on a touch tone phone. 00:00:24.817 -- 00:00:28.448 To withdraw your question, please press star then two. 00:00:28.448 -- 00:00:31.352 Please note this event is being recorded. 00:00:31.352 -- 00:00:35.738 I would now like to turn the conference over to Jeffrey Haas of Financial Profiles. 00:00:35.738 -- 00:00:38.001 Please go ahead. 00:00:38.001 -- 00:00:42.308 Thank you, Betsy. Hello, everyone, and thank you for joining us to discuss Preferred 00:00:42.308 -- 00:00:47.292 Bank's financial results for the second quarter ended June 30, 2025. 00:00:47.335 -- 00:00:52.462 With me today from management are Chairman and CEO Lee Yu, President and Chief Operating 00:00:52.462 -- 00:00:57.508 Officer Wellington Chen, Chief Financial Officer Edward Chayka, Chief Credit Officer 00:00:57.508 -- 00:01:01.373 Nick Pye, and Deputy Chief Operating Officer Johnny Hsu. 00:01:01.373 -- 00:01:04.777 Management will provide a brief summary of the results, and then we will open up the 00:01:04.777 -- 00:01:08.842 call to your questions. During the course of this conference call, statements made by 00:01:08.842 -- 00:01:13.188 management may include forward-looking statements within the meaning of the Private Security 00:01:13.188 -- 00:01:18.394 L...