Palomar Holdings, Inc. (PLMR) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.655 Good morning and welcome to the Palomar Holdings Inc. 00:00:03.655 -- 00:00:07.400 First Quarter 2025 Earnings Conference Call. 00:00:07.400 -- 00:00:12.225 During today's presentation, all parties will be in a listen-only mode. 00:00:12.225 -- 00:00:17.171 Following the presentation, the conference line will be open for questions with instructions 00:00:17.171 -- 00:00:22.037 to follow. As a reminder, this conference call is being recorded. 00:00:22.037 -- 00:00:24.600 I would now like to turn the call over to Mr. 00:00:24.600 -- 00:00:30.284 Chris Uchida, Chief Financial Officer. Please go ahead, sir. 00:00:32.026 -- 00:00:34.329 Thank you, operator, and good morning, everyone. 00:00:34.329 -- 00:00:37.393 We appreciate your participation in our earnings call. 00:00:37.393 -- 00:00:42.220 With me here today is Mac Armstrong, our chairman and chief executive officer. 00:00:42.220 -- 00:00:46.305 Additionally, John Christensen, our president, is here to answer questions during the 00:00:46.305 -- 00:00:48.768 Q&A portion of the call. 00:00:48.768 -- 00:00:52.794 As a reminder, a telephonic replay of this call will be available on the investor relations 00:00:52.794 -- 00:00:58.719 section of our website through 1159 p.m. Eastern Time on May 13, 2025. 00:00:59.022 -- 00:01:03.150 Before we begin, Let me remind everyone that this call may contain certain statements 00:01:03.150 -- 00:01:06.274 that constitute forward-looking statements within the meaning of the Private Securities 00:01:06.274 -- 00:01:09.197 Litigation Reform Act of 1995. 00:01:09.197 -- 00:01:14.503 These include remarks about management's future expectations, beliefs, estimates, plans, 00:01:14.503 -- 00:01:16.044 and prospects. 00:01:16.044 -- 00:01:20.029 Such st...