Palomar Holdings, Inc. (PLMR) Q4 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Palomar Holdings, Inc..

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.942 -- 00:00:03.766 Good morning and welcome to Palomar Holdings, Inc. 00:00:03.766 -- 00:00:07.572 fourth quarter and full year 2025 earnings conference call. 00:00:07.572 -- 00:00:11.398 During today's presentation, all parties will be in a listen-only mode. 00:00:11.398 -- 00:00:15.163 Following the presentation, the conference line will be open for questions with instructions 00:00:15.163 -- 00:00:19.049 to follow. As a reminder, this conference call is being recorded. 00:00:19.049 -- 00:00:20.952 I would now like to turn the call over to Mr. 00:00:20.952 -- 00:00:25.839 Chris Uchida, Chief Financial Officer. Please go ahead, sir. 00:00:25.839 -- 00:00:28.223 Thank you, operator, and good morning, everyone. 00:00:28.223 -- 00:00:30.845 We appreciate your participation in our earnings call. 00:00:30.845 -- 00:00:35.290 With me here today is Mac Armstrong, our Chairman and Chief Executive Officer. 00:00:35.290 -- 00:00:39.435 Additionally, John Christensen, our President, is here to answer questions during the 00:00:39.435 -- 00:00:44.841 Q&A portion of the call. As a reminder, a telephonic replay of this call will be available 00:00:44.841 -- 00:00:48.605 on the Investor Relations section of our website through 1159 p.m. 00:00:48.605 -- 00:00:52.267 Eastern Time on February 19, 2026. 00:00:52.389 -- 00:00:56.650 Before we begin, Let me remind everyone that this call may contain certain statements 00:00:56.650 -- 00:01:00.014 that constitute forward-looking statements within the meaning of the Private Securities 00:01:00.014 -- 00:01:03.138 Litigation Reform Act of 1995. These 00:01:03.138 -- 00:01:08.224 include remarks about management's future expectations, beliefs, estimates, plans, and 00:01:08.224 -- 00:01:09.666 prospects. 00:01:09.666 -- 00:...