PagSeguro Digital Ltd. Class A Common Shares (PAGS) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good evening, my name is Ogir and I'll be your Conference Operator today. Welcome to Pegasiguru Digital's earnings call for the third quarter of 2025. This live presentation for today's webcast is available on Pegasiguru Digital's investor relations website at investors.pegbank.com. Please refer to the forward-looking statements and reconciliation disclosure in this presentation and in the company's earnings release appendix. All participants will be in listen-only mode. To ask a live question after the presentation, please use the raise-hand button to join the queue. Once you're announced, a request to activate your microphone will appear on your screen. Please ask all your questions at once. Today's conference is being recorded and will be available at the company's IR website after the event is concluded. Now, I'll turn the call over to Gustavo Sequin, IR Director. Please, go ahead, sir. Hello, everyone, and welcome to the Park Bank Earnings Conference call for the third quarter of 2025. I am Gustavo Sequin, Park Bank's Investor Relations Director. Thank you for taking the time to join us today. Tonight, I am joined by Ricardo Dutra, our Principal Executive Officer, Alexandre Maiani, our CEO, Carlos Mawad, our COO, and Arthur Schunk, our CFO. we will begin by sharing the highlights for the quarter followed by our live q a session now i would like to turn it over to dutra please dutra hello everyone and thank you for joining our third quarter 2025 earnings call i will begin with slide four which summarizes our key operational and financial highlights this quarter We continue to execute our strategy with discipline, navigating a more challenging macroeconomic environment while maintaining our focus on long-term value creation. We end the quarter with 33.7 million cl...