PagSeguro Digital Ltd. Class A Common Shares (PAGS) Q1 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good evening, my name is Sofia and I'll be your conference operator today. Welcome to PagSeguro Digital Earnings Call for the first quarter of 2026. The slide presentation for today's webcast is available on PagSeguro Digital's Investor Relations website at investors.pagbank.com. Please refer to the forward-looking statements and reconciliation disclosure in this presentation and in the company's earnings release appendix. All participants will be in listen-only mode. To ask a live question after the presentation, please use the raise hand button to join the queue. Once you are announced, a request to activate your microphone will appear on your screen. Today's conference is being recorded and will be available on the company's IR website after the event is concluded. Now, I turn the call over to Danielle Spencer-Pioner, Head of Investor Relations. Good evening, everyone, and welcome to PACBank's earnings conference call for the first quarter of 2026. I want to thank you for taking the time to join our webcast. Here with me tonight are our principal executive officer, Ricardo Dutra, our CEO, Carlos Mawad, and our CFO, Gustavo Sequin. After the presentation, you'll have a live Q&A session. Please note that during Q&A, we'll take only one question per analyst. Now, I'll turn the call over to Ricardo Dutra for the highlights of the quarter. Please, Dutra. Good evening, everyone, and thank you for joining our first quarter of 2026 earnings call. Starting on slide four, we summarize the main highlights of the quarter. This first quarter marks continued progress in the execution of our strategy with banking and credit acceleration and operating leverage translated into earnings expansion. even in a challenging microeconomic and a high interest rate environment. Total payme...