Pagaya Technologies Ltd. (PGY) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.712 Greetings. Welcome to the PAGAIO Second Quarter 2026 Earnings Call. 00:00:04.712 -- 00:00:08.293 At this time, all participants are in a listen-only mode. 00:00:08.293 -- 00:00:11.994 A question and answer session will follow the formal presentation. 00:00:11.994 -- 00:00:16.216 If anyone should require operator assistance during the conference, please press star 00:00:16.216 -- 00:00:21.297 zero on your telephone keypad. Please note this conference is being recorded. 00:00:21.297 -- 00:00:26.539 I will now turn the conference over to Craig Smith, Investor Relations at PAGAIO Technologies. 00:00:26.539 -- 00:00:27.339 Thank you, Craig. 00:00:27.339 -- 00:00:29.619 You may begin. 00:00:33.163 -- 00:00:37.484 Thank you and welcome to Pagaya's second quarter 2026 earnings conference call. 00:00:37.484 -- 00:00:41.286 Joining me today to talk about our business and results are Gal Krubiner, Chief Executive 00:00:41.286 -- 00:00:46.267 Officer of Pagaya, Sanjiv Das, President, and John Dovers, Chief Financial Officer. 00:00:46.267 -- 00:00:49.768 You can find the materials that accompany our prepared remarks in a replay of today's 00:00:49.768 -- 00:00:54.709 webcast on the investor relations section of our website at investor.pagaya.com. 00:00:55.397 -- 00:00:58.859 Our remarks today will include forward-looking statements that are based on our current 00:00:58.859 -- 00:01:03.501 expectations and forecasts with respect to, among other things, our operations and financial 00:01:03.501 -- 00:01:07.703 performance, including our financial outlook for the third quarter and the full year 00:01:07.703 -- 00:01:12.726 of 2026. Our actual results may differ materially from those contemplated by these 00:01:12.726 -- 00:01:16.888 forward-looki...