Pagaya Technologies Ltd. (PGY) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.118 Greetings and welcome to Pagaya Technologies Q1 2025 00:00:05.118 -- 00:00:10.665 Earnings Conference Call. At this time, all participants are in a listen-only mode. 00:00:10.665 -- 00:00:14.650 A brief question and answer session will follow the formal presentation. 00:00:14.650 -- 00:00:19.216 If anyone should require operator assistance during the conference, please press star 00:00:19.216 -- 00:00:24.603 zero on your telephone keypad. As a reminder, this conference is being recorded. 00:00:24.603 -- 00:00:27.647 It is now my pleasure to introduce your host, Mr. 00:00:27.647 -- 00:00:31.155 Josh Feagin, Head of Investor Relations. Thank you, Mr. 00:00:31.155 -- 00:00:34.437 Fagan. You may begin. 00:00:37.382 -- 00:00:42.787 Thank you, and welcome to Pagaya's first quarter 2025 Earnings Conference Call. 00:00:42.787 -- 00:00:47.352 Joining me today to talk about our business and results are Gal Krubiner, Chief Executive 00:00:47.352 -- 00:00:52.478 Officer of Pagaya, Sanjeev Das, President, and Evangelos Peros, Chief 00:00:52.478 -- 00:00:57.215 Financial Officer. You can find the materials that accompany our prepared remarks and 00:00:57.215 -- 00:01:03.580 a replay of today's webcast on the investor relations section of our website at investor.pagaya.com. 00:01:05.104 -- 00:01:09.109 Our remarks today will include forward-looking statements that are based on our current 00:01:09.109 -- 00:01:14.295 expectations and forecasts with respect to, among other things, our operations and financial 00:01:14.295 -- 00:01:18.520 performance, including our financial outlook for the second quarter and full year of 00:01:18.520 -- 00:01:20.161 2025. 00:01:20.161 -- 00:01:24.466 Our actual results may differ materially from those contemplated...