Pagaya Technologies Ltd. (PGY) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.031 Thank 00:00:02.914 -- 00:00:04.914 you, 00:00:07.199 -- 00:00:11.764 and welcome to Pagaya's second quarter 2025 earnings conference call. 00:00:11.764 -- 00:00:15.728 Joining me today to talk about our business and results are Gal Krubeter, Chief Executive 00:00:15.728 -- 00:00:20.854 Officer of Pagaya, Sanjeev Das, President, and Evangelos Peros, Chief Financial 00:00:20.854 -- 00:00:25.339 Officer. You can find the materials that accompany our prepared remarks and a replay 00:00:25.339 -- 00:00:29.377 of today's webcast on the Investor Relations section of our website, www.investorrelations.com. 00:00:29.377 -- 00:00:31.577 at investor.pagaya.com. 00:00:32.040 -- 00:00:35.284 Our remarks today will include forward-looking statements that are based on our current 00:00:35.284 -- 00:00:40.711 expectations and forecasts with respect to, among other things, our operations 00:00:40.711 -- 00:00:44.116 and financial performance, including our financial outlook for the third quarter and 00:00:44.116 -- 00:00:46.338 full year of 2025. 00:00:46.338 -- 00:00:50.804 Our actual results may differ materially from those contemplated by those forward-looking 00:00:50.804 -- 00:00:54.969 statements. Factors that could cause these results to differ materially from our expectations 00:00:54.969 -- 00:01:00.016 include but are not limited to those risks described in today's press release and 00:01:00.016 -- 00:01:02.739 our filings with the U.S. Securities and Exchange Commission. 00:01:02.739 -- 00:01:07.064 We undertake no obligation to update any forward-looking statements as a result of new 00:01:07.064 -- 00:01:11.928 information or future events. Please refer to the documents we file from time to time 00:01:11.928 -- 00:01:17.214 with the SE...