Otp Bank S/Adr R (OTPGF) Q4 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Otp Bank Nyrt.

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.790 -- 00:00:05.997 Ladies and gentlemen, welcome to OTP Bank's full-year 2010-25 00:00:05.997 -- 00:00:11.645 results conference call. Please be advised that this event is being recorded. 00:00:11.645 -- 00:00:15.551 During the presentation, all participants will remain in listen-only mode. 00:00:15.551 -- 00:00:21.479 Following the formal remarks, there will be an opportunity for questions. 00:00:21.479 -- 00:00:25.867 We are pleased to have two members of our senior management with us today. 00:00:25.867 -- 00:00:31.534 Peter Csányi, Chief Executive Officer, and Laszlo Benczyk, Chief Financial 00:00:31.534 -- 00:00:34.058 and Strategic Officer. 00:00:34.058 -- 00:00:39.425 At this point, it's my pleasure to hand over the floor to Peter Csányi, Chief Executive 00:00:39.425 -- 00:00:44.129 Officer. Peter, please go ahead. 00:00:44.412 -- 00:00:50.299 Thank you very much. Good afternoon to all of you, or good 00:00:50.299 -- 00:00:55.178 morning, depending on which continent you are located on. 00:00:55.178 -- 00:01:00.743 It's very nice to have you here for the 2025 00:01:00.743 -- 00:01:03.224 result announcements. 00:01:03.346 -- 00:01:06.989 As per the usual format, 00:01:06.989 -- 00:01:12.855 we will give a short presentation on the results and then we'll 00:01:12.855 -- 00:01:15.677 have the Q&A session following thereafter. 00:01:15.677 -- 00:01:17.677 So 00:01:18.880 -- 00:01:21.443 kicking off on 00:01:21.443 -- 00:01:27.677 this page, you can see that We have continued our successful 00:01:27.677 -- 00:01:29.239 journey 00:01:29.239 -- 00:01:33.024 last year in 2025. In 00:01:33.024 -- 00:01:38.511 terms of loan book growth, we have achieved a solid, 00:01:38.511 -- 00:01:42.173 strong performing 15% organic 00:01:42.235 -- 00:01:44.097 gro...