Otp Bank S/Adr R (OTPGF) Q2 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:01.448 -- 00:00:06.493 Ladies and gentlemen, welcome to OTP Bank's conference call regarding the financial 00:00:06.493 -- 00:00:09.555 results for the first half 2025. 00:00:09.555 -- 00:00:12.818 Please be advised that this event is being recorded. 00:00:12.818 -- 00:00:16.482 Kindly note that all participants will remain 00:00:16.482 -- 00:00:19.825 in a listen-only mode throughout the presentation. 00:00:19.825 -- 00:00:24.649 Following the presentation, there will be an opportunity to ask questions. 00:00:24.649 -- 00:00:27.872 At this point, I would like to hand over the floor to Mr. 00:00:27.872 -- 00:00:31.722 Laszlo Bencik, Chief Financial and Strategic Officer. 00:00:31.722 -- 00:00:34.866 Laszlo, the stage is yours. 00:00:34.866 -- 00:00:37.347 Thank you very much. 00:00:37.610 -- 00:00:40.613 Good morning or good afternoon, depending where you are. 00:00:40.613 -- 00:00:44.996 Thank you for joining us today to the 00:00:46.220 -- 00:00:50.967 conference call following the first half results presentation. 00:00:50.967 -- 00:00:56.053 As usual, you can have access to the 00:00:56.053 -- 00:01:01.099 presentation, what we are going to use today, on the website that we are also showing 00:01:01.099 -- 00:01:06.824 you while I'm talking, and the setup is the usual. 00:01:07.607 -- 00:01:12.354 I will attempt to give you a short summary 00:01:12.354 -- 00:01:17.521 presentation following this deck, and then after that you can ask your 00:01:17.521 -- 00:01:19.263 questions. 00:01:19.263 -- 00:01:23.769 So, the key highlights regarding OTP 00:01:23.769 -- 00:01:30.076 Group have not changed so much, so there's nothing 00:01:30.076 -- 00:01:34.880 substantially new on this slide. 00:01:35.283 -- 00:01:40.951 But on page 3 you can see the recent resul...