Open Lending Corporation (LPRO) Q4 2024 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.875 Greetings and welcome to the Open Lending Fourth Quarter and Full Year 2024 Earnings 00:00:04.875 -- 00:00:09.940 Conference Call. As a reminder, today's conference call is being recorded. 00:00:09.940 -- 00:00:14.283 On the call today are Jessica Buss, Chairman of the Board of Directors and Chief Executive 00:00:14.283 -- 00:00:18.447 Officer, and Chuck Gale, Interim Chief Financial Officer and a member of the Board of 00:00:18.447 -- 00:00:23.491 Directors. I'd like to pass the call over to Ryan Gardella, Investor Relations, to read 00:00:23.491 -- 00:00:27.274 the Safe Harbor Statement. Please go ahead. 00:00:27.274 -- 00:00:29.512 Thank you and appreciate you all joining us. 00:00:29.512 -- 00:00:33.256 Prior to the start of this call, the company posted the fourth quarter and full year 00:00:33.256 -- 00:00:38.541 2024 earning release in supplemental slides to its investor relations website. 00:00:38.541 -- 00:00:42.064 In the release, you will find the reconciliation of non-GAAP financial measures to the 00:00:42.064 -- 00:00:46.248 most comparable GAAP financial measures discussed on this call. 00:00:46.248 -- 00:00:49.612 Before we begin, I would like to remind you that this call may contain estimates and 00:00:49.612 -- 00:00:53.736 other forward-looking statements that represent the company's view as of today, March 00:00:53.736 -- 00:00:55.448 31, 2025. 00:00:55.448 -- 00:00:59.573 Open lending disclaims any obligation to update these statements to reflect future events 00:00:59.573 -- 00:01:01.576 or circumstances. 00:01:01.576 -- 00:01:05.501 Please refer to today's earnings release in our filings with the SEC for more information 00:01:05.501 -- 00:01:09.506 concerning factors that cause actual results to differ from ...