Open Lending Corporation (LPRO) Q2 2025 Earnings Call

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WEBVTT 00:00:00.000 -- 00:00:03.400 Please stand by, your program is about to begin. 00:00:03.400 -- 00:00:08.580 If you need assistance during your conference today, please press star zero. 00:00:08.720 -- 00:00:13.860 Good afternoon and welcome to the Open Lending Second Quarter 2025 Earnings Conference 00:00:13.860 -- 00:00:19.260 Call. As a reminder, today's conference call is being recorded. 00:00:19.360 -- 00:00:24.320 On the call today are Jessica Buffs, Chairman of the Board of Directors and Chief Executive 00:00:24.320 -- 00:00:29.580 Officer, and Matthew Saylor, Chief Underwriting Officer, who will both be available for 00:00:29.580 -- 00:00:32.320 Q&A section of the call. 00:00:32.320 -- 00:00:36.820 I'd like to pass the call over to Ryan Gardella, Investor Relations, to read the Safe 00:00:36.820 -- 00:00:39.040 Harbor Statement. 00:00:39.040 -- 00:00:43.280 Thank you, appreciate you joining us. Prior to the start of this call, the company posted 00:00:43.280 -- 00:00:47.220 the second quarter 2025 earnings release and supplemented the slides to its Investor 00:00:47.220 -- 00:00:51.660 Relations website. In the release, you will find reconciliation of non-GAAP financial 00:00:51.660 -- 00:00:56.640 measures and the most comparable GAAP financial measures discussed on this call. 00:00:56.640 -- 00:01:00.060 Before we begin, I would like to remind you that this call may contain estimates and 00:01:00.060 -- 00:01:03.700 other forward-looking statements that represent the company's view as of today, August 00:01:03.700 -- 00:01:08.940 6th, 2025. Open Lending disclaims any obligation to update these statements to reflect 00:01:08.940 -- 00:01:12.960 future events or circumstances. Please refer to today's earnings release and our file 00:01:12.960 -- 00:01:16...