OFG Bancorp (OFG) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.914 Good morning, everyone. Thank you for joining OFG Bancorp's conference call. 00:00:04.914 -- 00:00:07.755 My name is Beau and I will be your operator today. 00:00:07.755 -- 00:00:13.178 Our speakers today are José Rafael Fernández, Chief Executive Officer and Chairman 00:00:13.178 -- 00:00:18.481 of the Board of Directors, Maritza Arizmendi, Chief Financial Officer, and Cesar 00:00:18.481 -- 00:00:23.664 Ortiz, Chief Risk Officer. A presentation accompanies today's remarks. 00:00:23.664 -- 00:00:29.767 It can be found on the homepage of the OFG website This 00:00:31.468 -- 00:00:35.649 call may feature certain forward-looking statements about management's goals, plans, 00:00:35.649 -- 00:00:40.650 and expectations. These statements are subject to risks and uncertainties outlined in 00:00:40.650 -- 00:00:45.771 the risk factor section of OFG's SEC filings. 00:00:45.771 -- 00:00:49.632 Actual results may differ materially from those currently anticipated. 00:00:49.632 -- 00:00:54.493 We disclaim any obligation to update information disclosed in this call as a result of 00:00:54.493 -- 00:00:59.089 developments that occur afterwards. All lines have been placed on mute to prevent any 00:00:59.089 -- 00:01:03.671 background noise. After the speaker's remarks, there will be a question and answer session. 00:01:03.671 -- 00:01:07.913 Instructions will be given at that time. I would now like to turn the call over to Mr. 00:01:07.913 -- 00:01:11.114 Fernández. Please go ahead, sir. 00:01:13.036 -- 00:01:14.997 Good morning and thank you for joining us. 00:01:14.997 -- 00:01:18.018 We are pleased to report our second quarter results. 00:01:18.018 -- 00:01:23.501 We had another all-around outstanding quarter with good momentum in all areas. 0...