OFG Bancorp (OFG) Q2 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Ofg Bancorp.

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:03.956 Good morning. Thank you for joining OFG's Bancorp conference call. 00:00:03.956 -- 00:00:06.058 My name is Margo, and I'll be your operator today. 00:00:06.058 -- 00:00:11.145 Our speakers are Jose Rafael Fernandez, Chief Executive Officer and Chairman of the 00:00:11.145 -- 00:00:16.291 Board of Directors, Maritza Arizmendi, Chief Financial Officer, and Cesar 00:00:16.291 -- 00:00:20.776 Ortiz, Chief Risk Officer. A presentation accompanies today's remarks. 00:00:20.776 -- 00:00:26.575 It can be found on the homepage of the OFG website under the second quarter 2025 section. 00:00:26.575 -- 00:00:30.820 This call may feature certain forward-looking statements about management's goals, plans, 00:00:30.820 -- 00:00:32.583 and expectations. 00:00:32.583 -- 00:00:36.708 These statements are subject to risks and uncertainties outlined in the risk factors 00:00:36.708 -- 00:00:40.553 section of the OFG's SEC filings. 00:00:40.553 -- 00:00:44.658 Actual results may differ materially from those currently anticipated. 00:00:44.658 -- 00:00:49.223 We disclaim any obligation to update information disclosed in this call as a result of 00:00:49.223 -- 00:00:53.849 developments that occur afterwards. All lines have been placed on mute to prevent any 00:00:53.849 -- 00:00:58.189 background noise. After the speaker's remarks, there will be a question and answer session. 00:00:58.189 -- 00:01:01.954 Instructions will be given at that time. I would now like to turn the call over to Mr. 00:01:01.954 -- 00:01:05.095 Fernandez. Please go ahead. 00:01:06.019 -- 00:01:07.962 Good morning and thank you for joining us. 00:01:07.962 -- 00:01:11.887 We are pleased to report our second quarter results. 00:01:11.887 -- 00:01:16.230 To start, let's go to page t...