Replay available

Norwood Financial Corp. (NWFL) Q3 2025 Earnings Call

Norwood Financial Corp. (NASDAQ: NWFL) Q3 2025 earnings conference call, held 2025-10-22. Replay captured from the company's public earnings webcast.

Wed, October 22, 2025 at 9:00 AMendedReplay
Norwood Financial Corp. (NWFL) Q3 2025 Earnings Call

Hosted by

Featured presenters

Kristin Lencia

Vice President and Marketing Manager

Jim Donnelly

Chief Executive Officer

John McCaffrey

Chief Financial Officer

Tyler Cacciatore

Analyst, Stevens

Ross Haberman

Analyst, RLH Investments

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.357 and thank you for standing by. Welcome to the Norwood Financial's third quarter 2025 00:00:05.357 -- 00:00:10.322 earnings conference call. At this time, all participants are in a listen-only mode. 00:00:10.322 -- 00:00:13.705 After the speaker's presentation, there will be a question and answer session. 00:00:13.705 -- 00:00:17.749 To ask a question during the session, you will need to press star one one on your telephone. 00:00:17.749 -- 00:00:20.973 You will then hear an automated message advising that your hand is raised. 00:00:20.973 -- 00:00:23.876 To withdraw your question, please press star one one again. 00:00:23.876 -- 00:00:27.299 Please be advised that today's conference is being recorded. 00:00:27.299 -- 00:00:31.262 I would now like to hand the conference over to Kristin Lencia, Vice President and Marketing 00:00:31.262 -- 00:00:33.425 Manager. Please go ahead. 00:00:33.425 -- 00:00:38.230 Thank you, Tanya. Good morning, everyone. Welcome to our Q3 2025 00:00:38.230 -- 00:00:43.736 earnings conference call. With me today are Jim Donnelly, CEO, and John McCaffrey, 00:00:43.736 -- 00:00:49.002 CFO. The press release we issued earlier this morning, together with the presentation 00:00:49.002 -- 00:00:53.687 material that accompanies our remarks, are available on the investor relations section 00:00:53.687 -- 00:00:55.389 of our webpage. 00:00:55.389 -- 00:01:00.680 Comments made by any participant on today's call may include forward-looking statements 00:01:00.680 -- 00:01:04.986 These statements are subject to various risks and uncertainties and other factors that 00:01:04.986 -- 00:01:10.194 are difficult to predict. Actual results may differ materially from those expressed 00:01:10.194 -- 00:01:15.602 or implied, and ...