Norwood Financial Corp. (NWFL) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.812 Good day and thank you for standing by. Welcome to the Norwood Financial Corp. 00:00:03.812 -- 00:00:07.014 Second Quarter 2026 Earnings Conference Call. 00:00:07.014 -- 00:00:10.355 At this time, all participants are in a listen-only mode. 00:00:10.355 -- 00:00:14.156 After the speaker's presentation, there will be a question and answer session. 00:00:14.156 -- 00:00:18.678 To ask a question during this session, you will need to press star 11 on your telephone. 00:00:18.678 -- 00:00:22.139 You will then hear an automated message advising your hand is raised. 00:00:22.139 -- 00:00:25.350 To withdraw your question, please press star 11 again. 00:00:25.350 -- 00:00:28.411 Please be advised that today's conference is being recorded. 00:00:28.411 -- 00:00:32.273 I would now like to hand the conference over to your speaker today, Mackenzie Jackson, 00:00:32.273 -- 00:00:36.193 Corporate Secretary. Ma'am, please go ahead. 00:00:36.374 -- 00:00:41.256 Thank you, Michelle. Good morning, everyone, and welcome to our second quarter 2026 earnings 00:00:41.256 -- 00:00:46.518 conference call. With me today are Jim Donnelly, our President and CEO, and John McCaffrey, 00:00:46.518 -- 00:00:51.236 our CFO. The press release we issued earlier this morning, together with the presentation 00:00:51.236 -- 00:00:55.579 material that accompanies our remarks, are available on the investor relations section 00:00:55.579 -- 00:01:00.823 of our webpage. Comments made by any participant on today's call may include forward-looking 00:01:00.823 -- 00:01:05.667 statements. These statements are subject to various risks and uncertainties and other 00:01:05.667 -- 00:01:10.511 factors that are difficult to predict. Actual results may differ materially from those ...