NMI Holdings Inc (NMIH) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.857 only mode. Should you need assistance, please signal a conference specialist by pressing 00:00:04.857 -- 00:00:09.843 the star key followed by zero. After today's presentation, there will be an opportunity 00:00:09.843 -- 00:00:15.150 to ask questions. To ask a question, you may press star, then one on a touchtone 00:00:15.150 -- 00:00:19.615 phone. To withdraw your question, please press star and then two. 00:00:19.615 -- 00:00:24.662 Please note this event is being recorded. I would now like to turn the conference 00:00:24.662 -- 00:00:29.680 over to John Swenson of management. Please go ahead. 00:00:29.680 -- 00:00:34.466 Thank you, Operator. Good afternoon and welcome to the 2025 First Quarter Conference 00:00:34.466 -- 00:00:40.573 Call for National MI. I'm John Swenson, Vice President of Investor Relations and Treasury. 00:00:40.573 -- 00:00:46.080 Joining us on the call today are Brad Schuster, Executive Chairman, Adam Politzer, President 00:00:46.080 -- 00:00:51.326 and Chief Executive Officer, and Aurora Swithinbank, our Chief Financial Officer. 00:00:51.326 -- 00:00:55.178 Financial results for the quarter were released after the close today. 00:00:55.178 -- 00:00:59.903 The press release may be accessed on NMI's website located at nationalmi.com 00:00:59.903 -- 00:01:04.529 under the Investors tab. During the course of this call, we may make comments about our 00:01:04.529 -- 00:01:09.294 expectations for the future. Actual results could differ materially from those contained 00:01:09.294 -- 00:01:11.777 in these forward-looking statements. 00:01:11.777 -- 00:01:15.722 Additional information about the factors that could cause actual results or trends to 00:01:15.722 -- 00:01:20.708 differ materially from those discussed ...