NMI Holdings Inc (NMIH) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.977 Good day and welcome to the NMI Holdings second quarter 2025 earnings 00:00:05.977 -- 00:00:10.382 conference call. All participants will be in a listen-only mode. 00:00:10.382 -- 00:00:14.226 Should you need assistance, please signal a conference specialist by pressing the star 00:00:14.226 -- 00:00:16.649 key followed by zero. 00:00:16.649 -- 00:00:20.853 After today's presentation, there will be an opportunity to ask questions. 00:00:20.853 -- 00:00:25.118 To ask a question, you may press star then one on your touch-tone phone. 00:00:25.118 -- 00:00:28.465 To withdraw your question, please press star then two. 00:00:28.465 -- 00:00:33.110 Please note this event is being recorded. I would now like to turn the conference over 00:00:33.110 -- 00:00:35.753 to John Swenson of Management. Please go ahead. 00:00:35.753 -- 00:00:37.753 Thank 00:00:37.975 -- 00:00:42.881 you. Good afternoon and welcome to the 2025 second quarter conference call for National 00:00:42.881 -- 00:00:48.327 MI. I'm John Swenson, Vice President of Investor Relations and Treasury. 00:00:48.327 -- 00:00:53.853 Joining us on the call today are Brad Schuster, Executive Chairman, Adam Pulitzer, President 00:00:53.853 -- 00:00:59.577 and Chief Executive Officer, and Aurora Swippenbank, our Chief Financial Officer. 00:00:59.583 -- 00:01:03.128 Financial results for the quarter were released after the close today. 00:01:03.128 -- 00:01:08.194 The press release may be accessed on NMI's website located at nationalmi.com under the 00:01:08.194 -- 00:01:10.277 Investors tab. 00:01:10.277 -- 00:01:15.003 During the course of this call, we may make comments about our expectations for the future. 00:01:15.003 -- 00:01:18.507 Actual results could differ materially from those ...