NewtekOne, Inc. (NEWT) Q4 2024 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day, and thank you for standing by. Welcome to the NewTek One, Inc. fourth quarter 2024 earnings conference call. At this time, all participants are in listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you will need to press star 11 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star 11 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Barry Sloan, president, founder, and CEO. Barry, please go ahead. Good morning, everybody, and welcome to our NewTekOne fourth quarter and full year 2024 final results conference call. I would also like to introduce and mention that Scott Price, our chief financial officer, will be helping me present on today's call. This is our second full year of transitioning from a business development corp to reporting as a financial holding company owning a nationally chartered bank. We certainly appreciate everyone's patience, enthusiasm, and attention to all the information that we provided into the market over the course of the last two years. Today's presentation will be a little bit cleaner, a little bit of an abridged version. We look to get through the discussion piece in about 20 minutes. 20 to 25 minutes, and then open it up to Q&A. So it's clearly more condensed. And with that, we're asking all of you to rely upon the press release information we put out late last night, which pays a lot of attention to detail, which shows strong loan growth, strong deposit growth, strong ROAA performance, strong ROTCE performance, and really good attractive efficiency ratios. We look forward t...