NewtekOne, Inc. (NEWT) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and thank you for standing by. Welcome to the NewTekOne Inc. Third Quarter 2025 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, you will need to press star 1-1 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star 1-1 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Barry Sloan, President and Chief Executive Officer. Please go ahead. Thank you, Operator, and welcome participants to our Q3 2025 Financial Results Conference Call. I'm Barry Sloan, President, Founder, CEO of NewTekOne and NewTek Bank National Association. Joining me on today's call is Frank DiMaria, Chief Financial Officer of NewTekOne, the publicly traded holding company. stock symbol NEWT on the NASDAQ, and Scott Price, our Chief Financial Officer of NewTek Bank National Association. We certainly appreciate everybody attending the call today and the investment that you've made in analyzing and evaluating NewTek as an investment opportunity. We'd like everybody to try to focus today, in addition to the great financial numbers that we put out, really look at the investment in NewTek One from a business perspective, how we raise deposits, how we make loans, how we're able to do this with low expense ratios in the marketplace and really create what we believe is a business model for the future for a technology-enabled bank. Once again, focusing on technology and efficiency in a market that we clearly see is rapidly changing. Obviously, the focus on credit quality is important. ...