John Carlin
Director of Corporate Development
Replay available
Neptune Insurance Holdings Inc. Class A (NYSE: NP) Q4 2025 earnings conference call, held 2026-02-18. Replay captured from the company's public earnings webcast.

Director of Corporate Development
Chairman and CEO
President and Chief Risk Officer
CFO and COO
Analyst at Piper Sandler
Analyst at TD Cowen
Analyst at Morgan Stanley
Analyst at BMO
Watch the replay and follow the connected company analysis, news, and investor updates for Neptune Insurance Holdings Inc..
WEBVTT 00:00:00.031 -- 00:00:03.035 Good afternoon, ladies and gentlemen, and thank you for standing by. 00:00:03.035 -- 00:00:05.699 My name is Calvin, and I will be your conference operator today. 00:00:05.699 -- 00:00:09.965 At this time, I would like to welcome everyone to the Neptune Insurance Holdings fourth 00:00:09.965 -- 00:00:14.931 quarter earnings call. All lines have been placed on mute to prevent any background noise. 00:00:14.931 -- 00:00:17.735 After the speaker's remarks, there will be a question and answer session. 00:00:17.735 -- 00:00:22.323 If you would like to ask a question during this time, Simply press star followed by the 00:00:22.323 -- 00:00:26.449 number one on your telephone keypad. If you would like to withdraw your question, please 00:00:26.449 -- 00:00:31.177 press star one again. Thank you. I would now like to turn the call over to John Carlin, 00:00:31.177 -- 00:00:33.501 Director of Corporate Development. Please go ahead. 00:00:33.501 -- 00:00:35.501 Thank 00:00:35.604 -- 00:00:40.292 you and good afternoon. With me here today is Trevor Burgess, Chairman and CEO, Matt 00:00:40.292 -- 00:00:45.087 Duffy, President and Chief Risk Officer, and Jim Steiner, CFO and COO. 00:00:45.087 -- 00:00:48.832 Before we begin, I'd like to remind everyone that today's discussion will include forward-looking 00:00:48.832 -- 00:00:53.178 statements, including, among others, statements about our expectations for our future 00:00:53.178 -- 00:00:58.406 financial performance, growth opportunities, business strategy, market trends, and capital 00:00:58.406 -- 00:01:02.832 allocation plans. These statements are based on our current views and assumptions and 00:01:02.832 -- 00:01:08.120 are subject to risks and uncertainties that could cause actual results...