John Carlon
Director of Corporate Development
Replay available
Neptune Insurance Holdings Inc. Class A (NYSE: NP) Q3 2025 earnings conference call, held 2025-11-12. Replay captured from the company's public earnings webcast.

Director of Corporate Development
Chairman and CEO
President and Chief Risk Officer
CFO and COO
Analyst, TD Cowen
Analyst, Goldman Sachs
Analyst, Evercore ISI
Analyst, Bank of America
Watch the replay and follow the connected company analysis, news, and investor updates for Neptune Insurance Holdings Inc..
WEBVTT 00:00:00.031 -- 00:00:02.654 Thank you for standing by. My 00:00:02.654 -- 00:00:05.917 name is Demi and I will be your conference operator today. 00:00:05.917 -- 00:00:10.722 At this time, I would like to welcome everyone to the Neptune Insurance Holdings third 00:00:10.722 -- 00:00:16.528 quarter earnings call. All lines have been placed on mute to prevent any background noise. 00:00:16.528 -- 00:00:20.472 After the speaker's remarks, there will be a question and answer session. 00:00:20.472 -- 00:00:24.756 If you would like to ask a question during this time, simply press star followed by the 00:00:24.756 -- 00:00:29.463 number one on your telephone keypad. If you would like to withdraw your question, press 00:00:29.463 -- 00:00:35.330 star 1 again. Thank you. I would now like to turn the conference over to John Carlon, 00:00:35.330 -- 00:00:38.274 Director of Corporate Development. You may begin. 00:00:38.274 -- 00:00:40.274 Thank 00:00:40.297 -- 00:00:45.563 you and good afternoon. With me here today is Trevor Burgess, Chairman and CEO, 00:00:45.563 -- 00:00:51.251 Matt Duffy, President and Chief Risk Officer, and Jim Steiner, CFO and COO. 00:00:51.251 -- 00:00:55.656 Before we begin, I'd like to remind everyone that today's discussion will include forward-looking 00:00:55.656 -- 00:01:00.819 statements including, among others, statements about our expectations for our future 00:01:00.819 -- 00:01:06.065 financial performance, growth opportunities, business strategy, market trends, 00:01:06.065 -- 00:01:10.952 and capital allocation plans. These statements are based on our current views and assumptions 00:01:10.952 -- 00:01:15.437 and are subject to risks and uncertainties that could cause actual results to differ 00:01:15.437 -- 00:01:21.826 materially. ...