Emily Gooden
Chief Accounting Officer and Director of Investor Relations
Replay available
National Bank Holdings Corporation (NYSE: NBHC) Q3 2025 earnings conference call, held 2025-10-22. Replay captured from the company's public earnings webcast.

Chief Accounting Officer and Director of Investor Relations
Chairman and Chief Executive Officer
Chief Financial Officer
President
Analyst, D.A. Davidson
Analyst, KBW
Analyst, Stevens & Co.
Analyst, Havdi Group
Watch the replay and follow the connected company analysis, news, and investor updates for National Bank Holdings Corporation.
WEBVTT 00:00:00.031 -- 00:00:05.298 Good morning, everyone, and welcome to the National Bank Holdings Corporation 00:00:05.298 -- 00:00:06.861 2025 00:00:06.861 -- 00:00:10.145 Third Quarter Earnings Call. 00:00:10.145 -- 00:00:13.249 My name is Shelly, and I will be your conference operator for today. 00:00:13.249 -- 00:00:18.757 At this time, all participants are in a listen-only mode. 00:00:18.757 -- 00:00:23.504 As a reminder, this conference is being recorded for replay purposes. 00:00:23.504 -- 00:00:29.063 I will now turn the call over to Emily Gooden, Chief Accounting Officer for and Director 00:00:29.063 -- 00:00:32.066 of Investor Relations. Please go ahead. 00:00:32.066 -- 00:00:35.791 Thank you, Shelley, and good morning. We will begin today's call with prepared remarks 00:00:35.791 -- 00:00:38.093 followed by a question-and-answer session. 00:00:38.093 -- 00:00:41.577 I would like to remind you that this conference call will contain forward-looking statements, 00:00:41.577 -- 00:00:45.762 including but not limited to statements regarding the company's strategy, loans, deposits, 00:00:45.762 -- 00:00:50.107 capital, net interest income, non-interest income, margins, allowance, taxes, and non-interest 00:00:50.107 -- 00:00:54.452 expense. Actual results could differ materially from those discussed today. 00:00:54.452 -- 00:00:57.815 These forward-looking statements are subject to risk uncertainties and other factors 00:00:57.815 -- 00:01:01.439 which are disclosed in more detail in the company's most recent filings with the U.S. 00:01:01.439 -- 00:01:05.322 Securities and Exchange Commission. These statements speak only as of the date of this 00:01:05.322 -- 00:01:09.507 call, and National Bank Holdings Corporation undertakes no obligation to update or rev...