Tim Laney
Chairman and CEO
Replay available
National Bank Holdings Corporation (NYSE: NBHC) Q2 2025 earnings conference call, held 2025-07-23. Replay captured from the company's public earnings webcast.

Chairman and CEO
President
Analyst, DA Davidson
Analyst, Stevens
Analyst, Hefty Grip
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WEBVTT 00:00:00.031 -- 00:00:06.160 Good morning, everyone, and welcome to the National Bank Holdings Corporation 2025 Second 00:00:06.160 -- 00:00:10.807 Quarter Earnings Call. My name is Rachel, and I will be your conference operator for 00:00:10.807 -- 00:00:15.734 today. At this time, all participants are in a listen-only mode. 00:00:15.734 -- 00:00:20.421 As a reminder, this conference is being recorded for replay purposes. 00:00:20.421 -- 00:00:24.847 We will begin today's call with prepared remarks, followed by a question and answer session. 00:00:24.847 -- 00:00:30.203 I would like to remind you that this conference call will contain forward-looking statements 00:00:30.203 -- 00:00:35.711 including but not limited to statements regarding the company's strategy, loans, 00:00:35.711 -- 00:00:40.799 deposits, capital, net interest income, non-interest income, 00:00:40.799 -- 00:00:44.925 margins, allowance, taxes, and non-interest expense. 00:00:44.925 -- 00:00:48.230 Actual results could differ materially from those discussed today. 00:00:48.230 -- 00:00:53.258 These forward-looking statements are subject to risks, uncertainties, and other 00:00:53.258 -- 00:00:58.722 factors, which are disclosed in more detail later and the company's most recent filings 00:00:58.722 -- 00:01:02.126 with the U.S. Securities and Exchange Commission. 00:01:02.126 -- 00:01:07.553 These statements speak only as of the date of this call, and National Bank Holdings Corporation 00:01:07.553 -- 00:01:11.978 undertakes no obligation to update or revise these statements. 00:01:11.978 -- 00:01:16.844 In addition, the call today will reference certain non-GAAP measures, which National 00:01:16.844 -- 00:01:22.171 Bank Holdings Corporation believes provides useful information for investors....