MORTGAGE ADVICE BUREAU (HOLDINGS) PLC (MAB1) — Full year results for the year ended 31 December 2025

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a0436f-7c2a-7e12-9533-b38ab03d4ee1 Created: 2026-08-27T13:37:11.019Z Duration: 2675.056 Channels: 1 00:00:00.799 -- 00:00:03.040 Good afternoon, and welcome to the Mortgage Advice 00:00:03.040 -- 00:00:04.560 Bureau investor presentation. 00:00:04.640 -- 00:00:06.799 Throughout this recorded presentation, investors will be in 00:00:06.799 -- 00:00:09.120 listen only mode. Questions are encouraged and could 00:00:09.120 -- 00:00:10.639 be submitted at any time via the q 00:00:10.639 -- 00:00:12.080 and a tab situated on the right hand 00:00:12.080 -- 00:00:13.840 corner of your screen. Simply type in your 00:00:13.840 -- 00:00:16.024 questions and press send. The company may not 00:00:16.024 -- 00:00:17.465 be in a position to answer every question 00:00:17.465 -- 00:00:19.625 it receives during the meeting itself. However, the 00:00:19.625 -- 00:00:21.625 company can review all questions submitted today and 00:00:21.625 -- 00:00:24.345 publish responses where appropriate to do so. Before 00:00:24.345 -- 00:00:26.265 we begin, I'd like to submit the following 00:00:26.265 -- 00:00:27.945 poll. I'd now like to hand you over 00:00:27.945 -- 00:00:30.345 to the management team. Mark, good afternoon, sir. 00:00:31.679 -- 00:00:32.800 Good afternoon. 00:00:33.040 -- 00:00:35.840 Thank you all for your interest in MAB 00:00:35.840 -- 00:00:37.440 and for joining today's 00:00:37.520 -- 00:00:38.480 presentation. 00:00:38.960 -- 00:00:42.320 I'm gonna pass over to my colleague, Emily 00:00:42.320 -- 00:00:43.120 McCarthy, 00:00:43.199 -- 00:00:44.079 MAB's CFO, 00:00:44.864 -- 00:00:47.504 to talk you through the summary of our 00:00:47.504 -- 00:00:49.265 twenty twenty five results 00:00:49.344 -- 00:00:52.144 rel...