MoneyHero Limited (MNY) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good day and welcome to the Money Hero Group fourth quarter and full year 2025 earnings conference call. At this time, all participants are in listen-only mode. After the speaker's presentation, there will be a question and answer session. To ask a question, please press star 1-1 on your touchtone phone. Also note that this call is being recorded. I would like to turn the call over to Gretchen Kwan, Corporate Communications Lead. Please go ahead. Hello everyone and welcome to Money Hero 2025 Q4 and 4-Year Earnings Conference call. I'm Gretchen Kwan, Corporate Commissions Lead at Money Hero. Before we begin, I would like to remind you that today's call will include forward-looking statements which are inherently subject to risk and uncertainties and may not be realized in the future for various reasons as stated in our earnings release which was issued earlier today and is also available on our IR website. In addition, please note that today's discussion will include both IFRS and non-IFRS financial measures for comparison purpose only. For reconciliations of these non-IFRS measures to the most directly comparable IFRS measures, please refer to our earnings release and SEC filings. Lastly, a webcast replay and a script of this conference call will be available on our IR website. Joining me on the call today is Danny Leung, interim CEO and CFO, who will go over our strategy and business update, operating highlights and financial performance after Q4 and full year 2025. This will be followed by a Q&A section. With that, let me turn the call over to Danny. Thank you, Gretchen. Good evening, everyone, and thank you for joining us today. It is a privilege to speak with you as we close out what has truly been a transformative year and quarter for MoneyHero. Before diving in...