MoneyHero Limited (MNY) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:02.755 this non-IIFRS 00:00:02.755 -- 00:00:08.383 measures to the most directly comparable IFRS measures, 00:00:08.383 -- 00:00:12.489 please refer to our earnings release and SEC filings. 00:00:12.489 -- 00:00:17.776 Lastly, a webcast replay and a script of this conference call will be available 00:00:17.776 -- 00:00:23.244 on our IR website. Joining me today are Rocky Murphy, 00:00:23.244 -- 00:00:28.248 CEO, and Daniel Lo, CFO. Our management will share the strategy and 00:00:28.248 -- 00:00:33.253 business updates, operating highlights, and financial performance for the third quarter 00:00:33.253 -- 00:00:34.915 of 2025. 00:00:34.915 -- 00:00:40.841 This will be followed by a Q&A section. With that, let me turn the call over to Rohit. 00:00:40.841 -- 00:00:44.925 Thank you, Meena. Hello, everyone, and thank you for joining us. 00:00:44.925 -- 00:00:50.010 This is our final earnings call of 2025, and it marks the inflection 00:00:50.010 -- 00:00:55.035 point where Money Hero completes its strategic reset and enters 00:00:55.035 -- 00:01:00.412 the next phase. with an immediate line of sight to structural profitability 00:01:00.412 -- 00:01:04.979 and value creation than at any point since listing. 00:01:04.979 -- 00:01:10.006 Now, before getting into the quarter, I want to anchor the long-term picture, 00:01:10.006 -- 00:01:15.354 because this really frames where the company is heading and why we believe our execution 00:01:15.354 -- 00:01:21.443 will ultimately be reflected in a share price that better matches our intrinsic value. 00:01:21.443 -- 00:01:26.497 Now, over the next few years, we expect to deliver healthy annual 00:01:26.497 -- 00:01:32.246 revenue growth, continued margin expansion, and sustained positive 00:01:32.246 --...