MoneyHero Limited (MNY) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello everyone, thank you for joining us and welcome to Money Zero's 2025 Second Quarter Earnings Conference Call. Joining me on the call today are Rohit Murthy, CEO and Daniel Arne, Interim CFO. Our earnings release was issued earlier today and is now available on our IR website as well as via Google News website. Before we begin, I would like to remind you that today's call will include forward-looking statements made under the state carbon provisions of the U.S. Private Security Certification Reform Act of 1995. Please refer to the state carbon statement in our earnings press release, which applies to this call. In addition, please note that today's discussion will include both IFRS and non-IFRS financial measures for comparison purposes only. For a combination of this not IFRS measures to the most directly comparable IFRS measures, please refer to our earnings release and FES filings. All monetary reference will be in US dollars unless otherwise stated. Lastly, a replacement of this conference call will be available on our other website. I will now turn the call over to Rohit, our CEO of Monetary Reference. Please go ahead. Thank you. And thanks to everyone for joining. When I became CEO last year, we set a simple goal. Reshape Money Hero for durable, profitable growth. Prioritize quality over quantity, compound gross profit, and discipline. Q2 shows that plan working. Revenue mix continues to shift towards higher margin verticals, cost of revenue is down materially, and adjusted EBITDA losses never again. This puts us firmly on track for positive adjusted EBITDA in the second half of 2025. We're carrying strong momentum into H2 driven by over 20% sequential growth and a clear path to achieving our EBITDA goals. Now for Q2 at a glance, we generated 18 million in ...