Bill Beer
Chief Financial Officer
Replay available
M/I Homes, Inc. (NYSE: MHO) Q4 2025 earnings conference call, held 2026-01-28. Replay captured from the company's public earnings webcast.

Chief Financial Officer
CEO and President
President, Mortgage Company
Analyst, Seaport Research Partners
Analyst, Selman & Co.
Analyst, Howson Research
Analyst, Citizens
Good morning, ladies and gentlemen, and welcome to the MI Homes fourth quarter and year-end earnings conference call. At this time, our lines are in a listen-only mode. Following the presentation, we will conduct a question and answer session. If at any time during this call you need assistance, please press star zero for the operator. This call is being recorded on Wednesday, January 28th, 2026. I would now like to turn the conference over to Phil Creek. Please go ahead. Thank you, and thank you for joining us today. On the call with me is Bob Schottenstein, our CEO and President, and Derek Clutch, President of our mortgage company. First, to address regulation fair disclosure, we encourage you to ask any questions regarding issues that you consider material during this call because we are prohibited from discussing significant non-public items with you directly. And as to forward-looking statements, I want to remind everyone that the cautionary language about forward-looking statements is contained in today's press release also applies to any comments made during this call. Also, be advised that the company undertakes no obligation to update any forward-looking statements made during this call. With that, I'll turn it over to Bob. Thanks, Phil, and good morning, and thank you for joining us today. As I begin, I'd like to take a brief moment to acknowledge an important milestone for MI Homes. 2026 marks our 50th year in business. Over the past five decades, our company has grown to become one of the nation's largest and most respected home builders. Looking back, we've been through a lot. We've experienced disciplined growth and certainly our fair share of successes navigating through multiple housing cycles. Through it all, we have maintained an unwavering focus on...