M/I Homes, Inc. (MHO) Q2 2025 Earnings Call

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WEBVTT 00:00:01.482 -- 00:00:05.208 Good morning, ladies and gentlemen, and welcome to the MI Home Second Quarter Earnings 00:00:05.208 -- 00:00:08.815 Conference Call. At this time, our lines are in listen-only mode. 00:00:08.815 -- 00:00:12.601 Following the presentation, we will conduct question and answer session. 00:00:12.601 -- 00:00:16.568 If at any time during this call you need assistance, please press star zero for the operator. 00:00:16.568 -- 00:00:20.515 This call is being recorded on Wednesday, 23rd, 2025. 00:00:20.515 -- 00:00:23.961 I will now turn the conference over to Phil Creek. 00:00:23.961 -- 00:00:26.004 Please go ahead. 00:00:26.004 -- 00:00:31.169 Thank you. Joining me on the call today is Bob Schottenstein, our CEO and President, 00:00:31.169 -- 00:00:34.173 and Derek Flutch, President of our mortgage company. 00:00:34.173 -- 00:00:39.301 First, to address regulation and fair disclosure, we encourage you to ask any questions 00:00:39.301 -- 00:00:44.349 regarding issues that you consider material during this call because we are prohibited 00:00:44.349 -- 00:00:48.836 from discussing significant non-public items with you directly. 00:00:48.836 -- 00:00:54.047 And as to forward-looking statements, Want to remind everyone that the cautionary language 00:00:54.047 -- 00:00:59.095 about forward-looking statements contained in today's press release also applies to 00:00:59.095 -- 00:01:04.102 any comments made during this call. Also be advised that the company undertakes 00:01:04.102 -- 00:01:09.249 no obligation to update any forward-looking statements made during this call. 00:01:09.249 -- 00:01:11.052 With that, I'll turn it over to Bob. 00:01:11.052 -- 00:01:15.037 Thanks, Phil. Good morning, and thank you for joining us. 00:01:15.037 -- 00:01...