MetLife, Inc. (MET) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Before we get started, I refer you to the cautionary note about forward listing statements in yesterday's earnings release and to risk factors discussed in MetLife's SEC filings. With that, I will turn the call over to John Hall, Global Head of Investor Relations. Please go ahead. Thank you, operator, and good morning, everyone. We appreciate you being with us today for MetLife's third quarter 2025 earnings call. Before we begin, I direct you to the information on non-GAAP measures on the investor relations portion of MetLife.com in our earnings release and in our quarterly financial supplements, which you should review. On the call this morning are Michelle Halaf, President and Chief Executive Officer, and John McCallion, Chief Financial Officer and Head of MetLife Investment Management. Other members of senior management are also available to participate in today's discussion. Last night we released a set of quarterly supplemental slides and they're available on our website. John McCallion will speak to these slides in his prepared remarks. An appendix to the slides features additional disclosures, gap reconciliations, and other information which you should also review. After the prepared remarks, we will have a Q&A session which will close at the top of the hour. As a reminder, please limit yourself to one question and one follow-up. With that, over to Michel. Thank you, John, and welcome everyone to this morning's call. Last night, MetLife reported strong third quarter results, showcasing the earnings power of our diversified set of market-leading businesses and shining a spotlight on the positive impact of our new frontier strategy. The expectations we outlined in the second quarter emerged in the third quarter as anticipated. Most notably, Underwriting results ...