MetLife, Inc. (MET) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.236 Before we get started, I refer you to the cautionary note about forward listing statements 00:00:04.236 -- 00:00:09.241 in yesterday's earnings release and to risk factors discussed in MetLife's SEC 00:00:09.241 -- 00:00:10.883 filings. 00:00:10.883 -- 00:00:15.488 With that, I will turn the call over to John Hall, Global Head of Investor Relations. 00:00:15.488 -- 00:00:16.189 Please go ahead. 00:00:16.189 -- 00:00:18.189 Thank 00:00:18.311 -- 00:00:19.953 you, operator, and good morning, everyone. 00:00:19.953 -- 00:00:25.099 We appreciate you being with us today for MetLife's third quarter 2025 00:00:25.099 -- 00:00:30.252 earnings call. Before we begin, I direct you to the information on 00:00:30.252 -- 00:00:34.876 non-GAAP measures on the investor relations portion of MetLife.com 00:00:34.876 -- 00:00:39.279 in our earnings release and in our quarterly financial supplements, which you should 00:00:39.279 -- 00:00:44.324 review. On the call this morning are Michelle Halaf, President and Chief 00:00:44.324 -- 00:00:49.548 Executive Officer, and John McCallion, Chief Financial Officer and Head of MetLife 00:00:49.548 -- 00:00:51.490 Investment Management. 00:00:51.490 -- 00:00:57.608 Other members of senior management are also available to participate in today's discussion. 00:00:57.608 -- 00:01:02.074 Last night we released a set of quarterly supplemental slides and they're available on 00:01:02.074 -- 00:01:08.122 our website. John McCallion will speak to these slides in his prepared remarks. 00:01:08.122 -- 00:01:13.690 An appendix to the slides features additional disclosures, gap reconciliations, 00:01:13.690 -- 00:01:16.333 and other information which you should also review. 00:01:16.333 -- 00:01:18.136 After 00:01:18.136 ...