MetLife, Inc. (MET) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:02.875 Ladies and gentlemen, thank you for standing by. 00:00:02.875 -- 00:00:07.783 Welcome to the MetLife Second Quarter 2025 Earnings Conference Call. 00:00:07.783 -- 00:00:11.629 At this time, all participants are in a listen-only mode. 00:00:11.629 -- 00:00:16.437 Later, we will conduct a question and answer session and instructions will be given at 00:00:16.437 -- 00:00:21.645 that time. As a reminder, this conference is being recorded. 00:00:21.645 -- 00:00:26.613 Before we get started, I refer you to the cautionary note about forward-looking statements 00:00:26.613 -- 00:00:31.905 in yesterday's earnings release and to risk factors discussed in MetLife's 00:00:31.905 -- 00:00:37.272 SAC filings. With that, I will turn the call over to John Hall, Global Head 00:00:37.272 -- 00:00:39.636 of Investor Relations. Sir, you may begin. 00:00:39.636 -- 00:00:41.636 Thank 00:00:42.199 -- 00:00:47.406 you, operator. Good morning, everyone. We appreciate your participation today on 00:00:47.406 -- 00:00:51.792 MetLife's second quarter 2025 earnings call. 00:00:51.792 -- 00:00:57.130 Before we begin, I direct you to the information on non-GAAP measures on the investor 00:00:57.130 -- 00:00:59.692 relations portion of MetLife.com, 00:00:59.692 -- 00:01:03.936 in our earnings release, and in our quarterly financial supplement, which you should 00:01:03.936 -- 00:01:05.638 review. 00:01:05.638 -- 00:01:10.883 On the call this morning are Michelle Halaf, President and Chief Executive Officer, 00:01:10.883 -- 00:01:16.868 and John McCallion, Chief Financial Officer and Head of MetLife Investment Management. 00:01:16.868 -- 00:01:23.313 Also available to participate in the discussion are other members of senior management. 00:01:23.354 -- 00:01:28.3...