Medallion Financial Corp. (MFIN) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

and welcome to the Medallion Financial Fourth Quarter 2025 Earnings Conference Call. All participants will be in listen-only mode. Should you need assistance, please signal a conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. To ask a question, you may press star, then one on a touch-tone phone. To withdraw your question, please press star then two. Please note this event is being recorded. I would now like to turn the conference over to Val Ferraro, Investor Relations. Please go ahead. Thank you and good morning. Welcome to Medallion Financial Corp's fourth quarter and full year 2025 earnings call. Joining me today are Andrew Murstein, President and Chief Executive Officer, and Anthony Catrone. Executive Vice President, and Chief Financial Officer. Certain statements made during the call today constitute forward-looking statements. Such forward-looking statements are subject to both known and unknown risks and uncertainties that could cause actual results to differ materially from such statements. Those risks and uncertainties are described in our earnings press release issued yesterday and in our filings with the SEC. The forward-looking statements made today are as of the date of this call, and we do not undertake any obligation to update these forward-looking statements. In addition to our earnings press release, you can find our fourth quarter supplement presentation on our website by visiting medallion.com and clicking Investor Relations. The presentation is near the top of the page. With that, I'll turn it over to Andrew. Thank you, and good morning, everyone. 2025 marked a record year for Medallions. with solid performance across our core financial metrics and operating s...