Medallion Financial Corp. (MFIN) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.956 Good day, and welcome to Medallion Financial Core third quarter of 2025 earnings 00:00:05.956 -- 00:00:10.821 call. All participants will be in a listen-only mode for the duration of the call. 00:00:10.821 -- 00:00:14.024 Should you need any assistance, please signal a conference specialist by pressing the 00:00:14.024 -- 00:00:16.586 star key followed by zero. 00:00:16.586 -- 00:00:20.290 After today's presentation, there will be an opportunity to ask questions. 00:00:20.290 -- 00:00:24.033 To ask a question, you may press star, then one on your telephone keypad. 00:00:24.033 -- 00:00:27.156 And to withdraw a question, please press star, then two. 00:00:27.156 -- 00:00:30.136 Also, please be aware that today's call is being recorded. 00:00:30.136 -- 00:00:33.542 I would now like to turn the call over to Val Ceraro, Investor Relations. 00:00:33.542 -- 00:00:35.746 Please go ahead. 00:00:35.746 -- 00:00:40.515 Thank you and good morning. Welcome to Medallion Financial Corp's third quarter earnings 00:00:40.515 -- 00:00:45.784 call. Joining me today are Andrew Merstein, President and Chief Operating Officer, 00:00:45.784 -- 00:00:50.893 and Anthony Catrone, Executive Vice President and Chief Financial Officer. 00:00:50.893 -- 00:00:55.111 Certain statements made during the call today constitute forward-looking statements. 00:00:55.111 -- 00:01:00.239 Such forward-looking statements are subject to both known and unknown risks and uncertainties 00:01:00.239 -- 00:01:05.224 that could cause actual results to differ materially from such statements. 00:01:05.368 -- 00:01:09.575 Those risks and uncertainties are described in our earnings press release issued yesterday 00:01:09.575 -- 00:01:12.520 and in our filings with the SEC. 00:01:12.5...