Mechanics Bancorp (MCHB) Q2 2026 Earnings Call

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WEBVTT 00:00:00.051 -- 00:00:05.597 Good morning, ladies and gentlemen, and welcome to the Mechanics Bancorp Second Quarter 00:00:05.597 -- 00:00:10.902 2026 Earnings Conference Call. During today's presentation, all parties 00:00:10.902 -- 00:00:16.048 will be in a listen-only mode. Following the presentation, the conference will 00:00:16.048 -- 00:00:20.472 be open for questions with instructions to follow at that time. 00:00:20.472 -- 00:00:24.535 As a reminder, this conference call is being recorded. 00:00:24.535 -- 00:00:29.638 I would now like to turn the call over to Nathan Duda, Chief Financial Officer of 00:00:29.638 -- 00:00:33.199 Mechanics. Please go ahead. 00:00:34.041 -- 00:00:36.782 Thank you, Operator, and good morning, everyone. 00:00:36.782 -- 00:00:40.184 We appreciate you joining our earnings conference call. 00:00:40.184 -- 00:00:45.508 With me here today are CJ Johnson, our President and CEO, and Carl Webb, our Executive 00:00:45.508 -- 00:00:50.742 Chairman. The related earnings press release and earnings presentation are available 00:00:50.742 -- 00:00:55.304 on the news and events section of our investor relations website. 00:00:55.304 -- 00:01:00.025 Before we begin, I'd like to remind everyone that any forward-looking statements are 00:01:00.025 -- 00:01:04.746 subject to risks, uncertainties, and other factors that could cause actual results to 00:01:04.746 -- 00:01:08.628 differ materially from those anticipated future results. 00:01:08.628 -- 00:01:12.809 Please see our safe harbor statements in our earnings press release and in our earnings 00:01:12.809 -- 00:01:14.249 presentation. 00:01:14.249 -- 00:01:19.198 All comments expressed or implied made during today's call are subject to those safe 00:01:19.198 -- 00:01:24.021 harbor statem...