Mechanics Bancorp (MCHB) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.136 Good morning, ladies and gentlemen, and welcome to the Mechanics Bank Corp first quarter 00:00:04.136 -- 00:00:09.262 2026 earnings conference call. During today's presentation, all parties will be 00:00:09.262 -- 00:00:13.687 in a listen-only mode. Following the presentation, the conference will be opened for 00:00:13.687 -- 00:00:17.131 questions with instructions to follow at that time. 00:00:17.131 -- 00:00:20.515 As a reminder, this conference call is being recorded. 00:00:20.515 -- 00:00:25.761 I would like now to turn the call over to Nathan Duda, Chief Financial Officer of Mechanics. 00:00:25.761 -- 00:00:28.010 Please go ahead. 00:00:28.010 -- 00:00:31.113 Thank you, operator, and good morning, everyone. 00:00:31.113 -- 00:00:34.737 We appreciate you joining our earnings conference call. 00:00:34.737 -- 00:00:40.163 With me here today are CJ Johnson, our president and CEO, and Carl Webb, 00:00:40.163 -- 00:00:45.269 our executive chair. The related earnings press release and earnings presentation are 00:00:45.269 -- 00:00:51.395 available on the news and events section of our investor relations website. 00:00:51.395 -- 00:00:56.601 Before we begin, I'd like to remind everyone that any forward-looking statements 00:00:56.601 -- 00:01:01.990 are subject to those risks uncertainties, and other factors that could cause actual results 00:01:01.990 -- 00:01:07.097 to differ materially from those anticipated future results. 00:01:07.097 -- 00:01:11.523 Please see our safe harbor statements in our earnings press release and in our earnings 00:01:11.523 -- 00:01:13.385 presentation. 00:01:13.385 -- 00:01:18.572 All comments expressed or implied made during today's call are subject to those safe 00:01:18.572 -- 00:01:23.699 harbor s...