Marqeta, Inc. (MQ) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, welcome to the Marketo fourth quarter 2025 earnings conference call. At this time, all participants are in a listen-only mode. A brief question and answer session will follow the formal presentation. As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, Maria Grazier, Director of Investor Relations. Please go ahead. Thanks, Operator. Good afternoon, everyone, and welcome to Marketo's fourth quarter 2025 earnings call. Hosting today's call are Mike Miletic, Marquetta's CEO, and Patty Kong-Wong Keech, Marquetta's CFO. Before we begin, I would like to remind everyone that today's call may contain forward-looking statements. These forward-looking statements are subject to numerous risks and uncertainties, including those set forth in our filings with the SEC, which are available on our Investor Relations website, including our annual report on Form 10-K and our subsequent periodic filings with the SEC. Actual results may differ materially from any forward-looking statements we make today. These forward-looking statements speak only as of the time of this call and the company does not assume any obligation or intent to update them except as required by law. In addition, today's call includes non-GAAP financial measures. These measures should be considered as a supplement to and not a substitute for GAAP financial measures. Reconciliations to the most directly comparable GAAP measures can be found in today's earnings press release or earnings release supplemental materials, which are available on our investor relations website. With that, I'd like to turn the call over for Mike to begin. Thank you, Maria, and thank you for joining us for Marquetta's fourth quarter 2025 earnings call. I'm excited to be joined o...