Marqeta, Inc. (MQ) Q2 2025 Earnings Call

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WEBVTT 00:00:00.000 -- 00:00:03.480 Good afternoon, ladies and gentlemen, and thank you for standing by. 00:00:03.480 -- 00:00:07.720 Welcome to the Market of Second Quarter 2025 earnings conference call. 00:00:07.720 -- 00:00:12.000 At this time, the lines have been placed on mute to prevent any background noise. 00:00:12.000 -- 00:00:15.420 After the speakers' remarks, we will open the line for your questions. 00:00:15.420 -- 00:00:18.880 As a reminder, this conference call is being recorded. 00:00:18.880 -- 00:00:22.840 I would now like to turn the conference over to Stacey Feinerman, Vice President of Investor 00:00:22.840 -- 00:00:26.460 Relations. Thank you, and you may begin. 00:00:26.460 -- 00:00:31.320 Thanks, operator. Before we begin, I would like to remind everyone that today's call 00:00:31.320 -- 00:00:35.660 may contain forward-looking statements. These forward-looking statements are subject 00:00:35.660 -- 00:00:40.680 to numerous risks and uncertainties, including those set forth in our filings with the 00:00:40.680 -- 00:00:45.940 SEC, which are available on our Investor Relations website, including our annual report 00:00:45.940 -- 00:00:50.820 on Form 10K for the period ended December 31st, 2025, 00:00:50.820 -- 00:00:54.360 and our subsequent periodic filings with the SEC. 00:00:54.360 -- 00:00:59.620 Actual results may differ materially from any forward-looking statements we make today. 00:00:59.620 -- 00:01:03.900 These forward-looking statements speak only as of the time of this call, and the company 00:01:03.900 -- 00:01:09.540 does not assume any obligation or intent to update them, except as required by law. 00:01:09.540 -- 00:01:13.520 In addition, today's call includes non-GAAP financial measures. 00:01:13.520 -- 00:01:18.760 These measur...