Lloyds Banking Group plc (LLOY) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you for standing by and welcome to the Lloyds Banking Group 2025 Half Year Results Call. At this time, all participants are in a listen-only mode. There will be presentations from Charlie Nunn and William Chalmers, followed by a question and answer session. If you whisk to ask a question, please press star 1 on your telephone. Please note this call is scheduled for 90 minutes and is being recorded. I will now hand over to Charlie Nunn. Please go ahead. Thank you operator and good morning everyone and thank you for joining our 2025 half year results presentation. I'll begin today with an overview of our financial and strategic performance where we've continued to make strong progress, having moved into the second phase of our transformation at the beginning of the year. I'll then hand over to William will run through the financials in detail before we take your questions. Let me begin on slide three. I'd like to start by highlighting the following key messages. Firstly, we're continuing to deliver strong outcomes for all stakeholders. Our strategy is providing our customers with leading propositions and supporting the real economy, creating attractive growth opportunities and improved operating leverage across the group. We're on track to meet our 2026 targeted strategic outcomes. Secondly, we continue to demonstrate broad-based and sustained strength in financial performance. This has enabled continued improvement in shareholder distributions, with the ordinary dividend up 15% at the interim stage. And finally, we remain confident of delivering higher, more sustainable returns. We are reaffirming our guidance for 2025 and remain confident in our 2026 commitments. On slide four, I'll provide a few examples of how we're successfully delivering for all stakeholder...