Lloyds Banking Group plc (LLOY) Q1 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.698 Thank you for standing by and welcome to the Lloyds Banking Group 2026 Q1 00:00:05.698 -- 00:00:10.603 interim management statement call. At this time, all participants are in a listen only 00:00:10.603 -- 00:00:14.989 mode. There will be a presentation from William Chalmers, followed by a question and 00:00:14.989 -- 00:00:20.715 answer session. If you wish to ask a question, please press star one on your telephone. 00:00:20.715 -- 00:00:24.500 Please note that this call is scheduled for one hour and is being recorded. 00:00:24.500 -- 00:00:28.837 I will now hand over to William Chalmers. Please go ahead. 00:00:28.837 -- 00:00:32.623 Thank you, operator, and good morning, everyone. 00:00:32.623 -- 00:00:35.327 Thank you for joining our Q1 results call. 00:00:35.327 -- 00:00:39.373 As usual, I'll run through the group's financial performance before we then open the 00:00:39.373 -- 00:00:41.933 line for Q&A. 00:00:42.557 -- 00:00:45.341 Let me start with an overview of our key messages on slide two. 00:00:45.341 -- 00:00:47.341 In 00:00:49.808 -- 00:00:54.355 Q1, we continue to make progress on our strategy as we enter the final year of our current 00:00:54.355 -- 00:00:56.355 plan. 00:00:56.663 -- 00:01:01.809 As you heard in January, we have a busy year of delivery over 2026 with momentum building 00:01:01.809 -- 00:01:04.250 across the business. 00:01:05.494 -- 00:01:09.119 In the first quarter, the group once again delivered sustained strength in financial 00:01:09.119 -- 00:01:10.761 performance. 00:01:10.761 -- 00:01:16.988 This means continued growth in income, ongoing cost discipline and strong asset quality. 00:01:16.988 -- 00:01:20.793 We have a resilient business model that positions us well in the context of the current ...