Lion Finance Group PLC (BGEO) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Welcome to Lion Finance Group's Quarterly Earnings Call. Today, we're pleased to present our performance and results for the second quarter and the first half of twenty twenty six. My name is Pinar Shakunya. I'm Head of IR. And today, I'll be moderating this call. I am joined, as always, by the group CEO, Archulka Cicewazze Group as well as Bank of Georgia CFO, Georgi Shagide Ameria Bank's CFO, Johannes Oroyan and our Group Economist, Araceli Kokkeli. We'll present we'll go through the results presentation first. And then in the second half of this call, you'll be able to ask questions. Please be aware that this call is being recorded. And with that, I'll first hand over to Arcio for the opening remarks, and then we'll continue with the deep dives. Arcio, please go ahead. Thank you for joining the call. I'm very happy to report a very strong quarter. In the second quarter, we had we registered a very high quality of the franchise, is shown in the Net Promoter Score in both markets being very high as well as a significant growth of our retail franchise, which is reflected in growth of monthly active users in Georgia reaching very close to half of the population, meaning the total population including the small kids and so forth and not all bankable of 1,900,000 which is 13.3% higher than last year and much higher growth, so some penetration happening in Armenia getting close to 400,000 monthly active users. What's also interesting is that in Georgia we also achieved more than a million daily active users so that more than a million people open our application daily. In terms of the revenue numbers, second quarter was up by 23.419.6% for the first half year. And profit was similarly strong growth where we had 20.6% growth in the first quarter the second quarter, sorry,...