Lemonade, Inc. (LMND) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.301 Hello and welcome everyone to the Lemonade Q1 2025 earnings call. 00:00:05.301 -- 00:00:08.527 My name is Maxine and I'll be coordinating the call today. 00:00:08.527 -- 00:00:12.595 If you would like to ask a question, you may do so by pressing star followed by one on 00:00:12.595 -- 00:00:17.064 your telephone keypad. I will now hand you over to the Lemonade team to begin. 00:00:17.064 -- 00:00:19.449 Please go ahead. 00:00:19.449 -- 00:00:23.183 Good morning and welcome to Lemonade's first quarter 2025 earnings call. 00:00:23.183 -- 00:00:28.171 Joining us on our call today, we have Daniel Schreiber, CEO and co-founder, Michal Unger, 00:00:28.171 -- 00:00:32.177 chief product officer and leader of our car business, and Tim Bixby, chief financial 00:00:32.177 -- 00:00:36.984 officer. A letter to shareholders covering the company's first quarter 2025 financial 00:00:36.984 -- 00:00:42.513 results is available on our investor relations website at lemonade.com backslash investor. 00:00:42.513 -- 00:00:46.199 I would like to remind you that management's remarks made on this call may contain forward-looking 00:00:46.199 -- 00:00:51.027 statements within the meaning of the Private Securities Litigation Reform Act of 1995. 00:00:51.027 -- 00:00:55.271 Actual results may differ materially from those indicated by these forward-looking statements 00:00:55.271 -- 00:00:59.255 as a result of various important factors, including those discussed in the risk factors 00:00:59.255 -- 00:01:04.240 section of our Form 10-K filed with the SEC on February 26, 2025, 00:01:04.240 -- 00:01:08.844 and our other filings with the SEC. Any forward-looking statements made on this call 00:01:08.844 -- 00:01:13.849 represent our views only as of today, and we ...