Lemonade, Inc. (LMND) Q4 2025 Earnings Call

Investor webinar replay

Watch the replay and follow the connected company analysis, news, and investor updates for Lemonade, Inc..

Watch the replay

Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.480 Hello, everybody, and welcome to the Lemonade Q4 2025 earnings call. 00:00:05.480 -- 00:00:08.705 My name is Elliot, and I'll be coordinating your call today. 00:00:08.705 -- 00:00:12.191 If you'd like to register a question during today's event, please press star 1 on your 00:00:12.191 -- 00:00:14.074 telephone keypad. 00:00:14.074 -- 00:00:16.879 And I'd like to hand over to the Lemonade team. 00:00:16.879 -- 00:00:19.300 Please go ahead. 00:00:20.946 -- 00:00:24.989 Good morning, and welcome to Lemonade's fourth quarter 2025 earnings call. 00:00:24.989 -- 00:00:29.454 Joining us on our call today, we have Daniel Schreiber, CEO and co-founder, Shai Winninger, 00:00:29.454 -- 00:00:33.239 President and co-founder, and Tim Bixby, Chief Financial Officer. 00:00:33.239 -- 00:00:37.423 The letter to shareholders covering the company's fourth quarter 2025 financial results 00:00:37.423 -- 00:00:42.249 is available on our investor relations website at Lemonade.com slash investor. 00:00:42.249 -- 00:00:45.853 I would like to remind you that management remarks made on this call may contain forward-looking 00:00:45.853 -- 00:00:50.819 statements within the meaning of the Private Securities Litigation Reform Act of 1995. 00:00:50.819 -- 00:00:54.908 Actual results may differ materially from those indicated by these forward-looking statements, 00:00:54.908 -- 00:00:58.954 as a result of various important factors, including those discussed in the risk factors 00:00:58.954 -- 00:01:04.161 section of our most recent Form 10-K filed with the SEC and our more recent filings 00:01:04.161 -- 00:01:08.587 with the SEC. Any forward-looking statements made on this call represent our views only 00:01:08.587 -- 00:01:12.172 as of today, and we undertake...