Landmark Bancorp Inc. (LARK) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello, everyone. Thank you for attending today's Landmark Bancorp Inc. Q4 earnings call. My name is William, and I will be your moderator today. All lines will be muted during the presentation portion of the call. At this time, I would now like to pass the conference over to our host, Shelley Reed, Investor Relations with Landmark Bancorp. Shelley? Thank you. Good morning, and welcome to Landmark Bancorp's fourth quarter and full year 2025 earnings conference call. My name is Shelley Reed, new to Landmark as of August 2025. Joining me today are several members of our executive leadership team, including our president and CEO, Abby Wendell, Chief Financial Officer, Mark Burpik, and Chief Credit Officer, Raymond McClanahan. During today's call, we may make statements that constitute projections, plans, objectives, future performance, beliefs, expectations, or similar forward-looking statements. These statements involve risks and uncertainties, which should be considered in evaluating forward-looking statements, and unview reliance should not be placed on such statements. We caution that such statements are predictions only and that actual results may differ materially. We include more information on these factors in our earnings release, furnished with our Form 8K yesterday, as well as our Form 10K and Form 10Q filings and subsequent filings with the SEC. Additionally, all statements, including forward-looking statements, speak only as of the date they are made, and Landmark undertakes no obligations to update any statement in light of new information or future events. Also, our remarks may reference certain non-GAAP financial metrics we believe provide useful information to investors. Additional disclosures regarding non-GAAP measures, including the reconciliation of ...