Landmark Bancorp Inc. (LARK) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.358 Hello, everyone, and thank you for joining us today for the Landmark Bancorp Inc. 00:00:04.358 -- 00:00:09.467 Third Quarter Earnings Call. My name is Lucy, and I'll be coordinating your call today. 00:00:09.467 -- 00:00:12.993 During the presentation, you can register a question by pressing star followed by one 00:00:12.993 -- 00:00:17.621 on your telephone keypad. If you change your mind, please press star followed by two. 00:00:17.621 -- 00:00:22.089 It is now my pleasure to hand over to your host, Abby Wendell, President and CEO, to 00:00:22.089 -- 00:00:24.714 begin. Please go ahead. 00:00:24.714 -- 00:00:29.856 Thank you, Lucy. Good morning, and thank you for joining our call today to discuss landmarks 00:00:29.856 -- 00:00:33.742 earnings and operating results for the third quarter of 2025 00:00:33.742 -- 00:00:37.607 my name is abby wendell President and CEO of landmark Bancorp. 00:00:37.607 -- 00:00:42.093 On the call with me to discuss various aspects of our third quarter performance our mark 00:00:42.093 -- 00:00:47.921 her pick chief financial officer and Raymond mcclanahan chief credit officer as 00:00:47.921 -- 00:00:52.460 we start. I would like to remind our listeners that some of the information we will provide 00:00:52.460 -- 00:00:57.165 today falls under the guidelines for forward-looking statements as defined by the Securities 00:00:57.165 -- 00:01:02.089 and Exchange Commission. As part of these guidelines, I must point out that any statements 00:01:02.089 -- 00:01:06.893 made during this presentation that discuss our hopes, beliefs, expectations, or predictions 00:01:06.893 -- 00:01:11.878 of the future are forward-looking statements, and our actual results could differ materially 00:01:11.878 -- 00:01:16.402...