Itau Unibanco Holding S.A. (ITUB) Q3 2024 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello, good morning everyone and thank you very much for taking part in another quarterly earnings conference, this time to talk about the third quarter of 2024, which we are broadcasting, as always, from our office in Avenida Faria Lima in Sao Paulo. The event will be divided into two parts. In the first part, Milton will take you through our performance and earnings for the third quarter of 2024, and then we will have a Q&A session, during which analysts and investors will be able to interact with us directly. I would like to provide some guidance to help you make the most of our meeting today. For those viewing this through our website, there are three audio options on the screen. You can choose to listen to the entire content in Portuguese, the entire content in English, or just the original audio. For the first two options, we will have simultaneous translation. To choose your preferred option, just click on the flag at the top of your screen. Questions can also be sent via WhatsApp. For those viewing through the website, just click on the button on the screen. Or simply send a message directly to the number plus 55 11961768561. Today's presentation will be available for download on the website screen and, as always, on our Investor Relations website. That's it for now. I will now hand over the floor to Milton, who will begin the earnings presentation. And then I will come back to you at the end to moderate the Q&A session. Milton, the floor is yours. Good morning, everyone. Welcome to another earnings presentation to talk about the third quarter earnings. I will try to keep my presentation brief so that we have more time for our Q&A chat. I will talk about earnings, ESG, digital, technology, transformation, and at the end, a little more about our guidance. Star...