Itau Unibanco Holding S.A. (ITUB) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

hello good morning everyone my name is gustavo and it's a pleasure to have you with us for our second quarter of 2025 earnings video conference as always milton will soon walk you through our performance and afterwards we'll open the floor for a q a session where analysts and investors will be able to interact with us directly but before handing over to milton i'd like to share a few instructions to help you make the most of today's event For those accessing this video conference via our website, there are three audio options available on your screen, the entire content in Portuguese, the entire content in English, or the original audio. The first two options offer simultaneous translation. To select your preferred option, simply click on the flag icon in the upper left corner of your screen. Questions can also be submitted via WhatsApp to the number displayed on your screen. Today's presentation is also available for download on the Hot Site, and as always, on our Investor Relations website. With that, I'll now hand over to Milton, and I'll see you again shortly for the Q&A session. Milton, over to you. Good morning, everyone. It's a pleasure to be here with you once again to discuss our second quarter 2025 results. Today, I will present an executive overview focused on our results and provide a brief update on our guidance. I will also share with you an update on the One Itaú initiative as I promised on our last quarter earnings video call. I will comment on our migration agenda and on the bank's digital acceleration process. Finally, I will share some key figures and wrap up with an invitation to all of you. Let's move on to the numbers. As you can see, we're presenting the same key indicators as always. Recurring managerial net income, recurring managerial return...