Brad Kessel
President and Chief Executive Officer
Replay available
Independent Bank Corporation (IBCP) Q4 2025 Earnings Call
Independent Bank Corporation (NASDAQ: IBCP) Q4 2025 earnings conference call, held 2026-01-22. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Joel Rahn
Executive Vice President and Head of Commercial Banking
Gavin Moore
Executive Vice President and Chief Financial Officer
David DeMonte
Analyst, KVW Capital Markets
Nathan Reese
Analyst, Piper Sandler & Co.
John Rodas
Analyst, Janney Montgomery Scott
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Independent Bank Corporation.
Replay transcript excerpt
WEBVTT 00:00:00.841 -- 00:00:05.290 Good day, and thank you for standing by. Welcome to the Independent Bank Corporation 00:00:05.290 -- 00:00:10.581 fourth quarter 2025 earnings call. At this time, all participants are on listen-only 00:00:10.581 -- 00:00:15.491 mode. After the speaker's presentation, there will be a question-and-answer session. 00:00:15.491 -- 00:00:19.880 To ask a question during the session, you will need to press star 1-1 on your telephone. 00:00:19.880 -- 00:00:22.897 You will then hear an automated message advising your hand as raised. 00:00:22.897 -- 00:00:25.440 To withdraw your question, please press star 11 again. 00:00:25.440 -- 00:00:28.142 Please be advised that today's conference is pre-recorded. 00:00:28.142 -- 00:00:32.407 I would like to hand the conference over to your first speaker today, Brad Kessel, President 00:00:32.407 -- 00:00:35.970 and Chief Executive Officer. Please go ahead. 00:00:35.970 -- 00:00:40.354 Good morning and welcome to today's call. Thank you for joining us for Independent Bank 00:00:40.354 -- 00:00:45.400 Corporation's conference call and webcast to discuss the company's fourth quarter 00:00:45.400 -- 00:00:47.902 and full year 2025 00:00:47.902 -- 00:00:52.587 results. I am Brad Kessel, President and Chief Executive Officer, and joining me is Gavin 00:00:52.587 -- 00:00:57.615 Moore, Executive Vice President and Chief Financial Officer, and Joel Rahn, 00:00:57.615 -- 00:01:01.156 EVP, Head of Commercial Banking. 00:01:01.479 -- 00:01:05.083 Before we begin today's call, I would like to direct you to the important information 00:01:05.083 -- 00:01:09.988 on page two of our presentation, specifically the cautionary note regarding forward-looking 00:01:09.988 -- 00:01:11.510 statements. 00:01:11.510 -- 00:01:1...