Brad Kessel
President and Chief Executive Officer
Replay available
Independent Bank Corporation (NASDAQ: IBCP) Q3 2025 earnings conference call, held 2025-10-28. Replay captured from the company's public earnings webcast.

President and Chief Executive Officer
Executive Vice President and Chief Financial Officer
Executive Vice President and Head of Commercial Banking
Analyst, Piper Sandler
Analyst, Hovda
Analyst, DA Davidson
Watch the replay and follow the connected company analysis, news, and investor updates for Independent Bank Corporation.
WEBVTT 00:00:00.082 -- 00:00:05.851 Hello, everyone, and welcome to the Independent Bank Corporation Report 2025 00:00:05.851 -- 00:00:10.378 Third Quarter Results. My name is Ezra, and I will be your coordinator today. 00:00:10.378 -- 00:00:15.866 If you would like to ask a question, press star followed by one on your telephone keypad. 00:00:15.866 -- 00:00:18.770 If you change your mind, press star followed by two. 00:00:18.770 -- 00:00:21.735 We will be taking questions at the end of the presentation. 00:00:21.735 -- 00:00:27.103 I will now hand you over to Brad Kessel, President and CEO, to begin. 00:00:27.103 -- 00:00:29.562 Please go ahead. 00:00:29.562 -- 00:00:34.106 Good morning and welcome to today's call. Thank you for joining us for Independent Bank 00:00:34.106 -- 00:00:39.952 Corporation's conference call and webcast to discuss the company's third quarter 2025 00:00:39.952 -- 00:00:44.436 results. I am Brad Kessel, President and Chief Executive Officer. 00:00:44.436 -- 00:00:49.701 Joining me this morning is Gavin Moore, EDP and Chief Financial Officer, and Joel Rahn, 00:00:49.701 -- 00:00:53.085 Executive Vice President and Head of our Commercial Banking. 00:00:53.085 -- 00:00:57.188 Before we begin today's call, I would like to direct you to the important information 00:00:57.188 -- 00:01:02.225 on page two of our presentation, specifically the cautionary note regarding forward-looking 00:01:02.225 -- 00:01:03.987 statements. 00:01:03.987 -- 00:01:07.670 If anyone does not already have a copy of the press release issued by us today, it can 00:01:07.670 -- 00:01:12.132 be accessed at our website, independentbank.com. 00:01:13.055 -- 00:01:16.999 The agenda for today's call will include prepared remarks followed by a question and 00:01:16.999 -- 00:01:2...