Hypoport Ag (HYPOF) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, welcome to Hyperport's webcast for our fiscal year result 2025. We will host a Q&A session here with my CEO Ronald Amin. My name is Jean-Paul, I'm Head of Investor Relations at Hyperport and we are happy to receive your questions. You can highlight your questions by three ways. You can raise your hand by clicking on the blue sign for raising your hands, at least. You can type your questions into the chat, or if you would like, just type into the chat, I have a question, and we can also give you the right to speak. Just type in three ways you can ask your questions regarding our fiscal year results. We came up this morning and we will wait a few seconds and minutes for the first questions here. I can see that we have several participants here, so we're happy to wait for your first question. Hello from my side as well. Let's start with this. Perfect. Yeah, we had a very vital discussion here last time when we presented the Q3 number, so we are looking forward to another deep dive. I can see that someone is typing at least, so happy to moderate the first question. want to give someone the right to speak, however. Perfect. So, first question here. Ronald, can you talk about how you are thinking about balancing growth versus margin in this today environment? Yeah, thanks for the question. So let's add there that up until the beginning of 2022, our focus was growth and showing a fitting expansion of our profits or keeping our even margin is stable slightly rising and this was under the expectation that we are in a pretty stable market environment so volatility of our core markets are slow and we can with a certain level of predictability predictability is see the future and With this, keep investing and expanding the network and the business models wh...